Privacy Policy

Effective Date: 31-08-24

PacFi Inc. (“we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.pacfi.com (the “Site”) and when you engage with our services. Please read this Privacy Policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access the Site.

1. Information We Collect

We may collect information about you in a variety of ways. The information we may collect on the Site includes:

  • Personal Data: Personally identifiable information, such as your name, shipping address, email address, and telephone number, and demographic information, such as your age, gender, hometown, and interests, that you voluntarily give to us when you register on the Site or when you choose to participate in various activities related to the Site, such as online chat, posting messages in comment sections, or signing up for newsletters.
  • Financial Data: Information related to your payment method (e.g., valid credit card number, card brand, expiration date) that we may collect when you purchase, order, return, exchange, or request information about our services from the Site.
  • Derivative Data: Information our servers automatically collect when you access the Site, such as your IP address, your browser type, your operating system, your access times, and the pages you have viewed directly before and after accessing the Site.

2. How We Use Your Information

We use the information we collect about you or that you provide to us, including any personal information, for the following purposes:

  • To provide and manage our services, including processing your requests, managing your account, and providing you with customer support.
  • To communicate with you, including sending you updates, security alerts, and account-related notifications.
  • To personalize your experience on our Site by presenting products and offers tailored to you.
  • To enforce our terms, conditions, and policies, and to comply with legal obligations.
  • To analyze how our Site is used, diagnose service or technical problems, maintain security, and improve our services.

3. Disclosure of Your Information

We may share information we have collected about you in certain situations. Your information may be disclosed as follows:

  • By Law or to Protect Rights: If we believe the release of information about you is necessary to respond to legal process, to investigate or remedy potential violations of our policies, or to protect the rights, property, and safety of others, we may share your information as permitted or required by any applicable law, rule, or regulation.
  • Business Transfers: We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
  • With Your Consent: We may disclose your personal information for any other purpose with your consent.

4. Security of Your Information

We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse

5. Third-Party Websites

The Site may contain links to third-party websites and services. We are not responsible for the content, privacy policies, or practices of any third parties, including other sites or services linked to or from our Site. We encourage you to read the privacy policies of each website you visit.

6. Your Rights and Choices

You may review, change, or terminate your account at any time. Upon your request to terminate your account, we will deactivate or delete your account and information from our active databases. However, some information may be retained in our files to prevent fraud, troubleshoot problems, assist with any investigations, enforce our Terms of Use, and/or comply with legal requirements.

7. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this Privacy

8. Data Retention

We will only retain your personal data for as long as necessary to fulfill the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements. If we no longer need your personal information, we will securely delete or anonymize it.

9. International Data Transfers

Your information, including personal data, may be transferred to and maintained on computers located outside of your state, province, country, or other governmental jurisdiction where the data protection laws may differ from those of your jurisdiction. By providing your information, you consent to this transfer.

10. Children’s Privacy

Our Site is not intended for use by children under the age of 13, and we do not knowingly collect personal information from children under 13. If we become aware that we have inadvertently received personally identifiable information from a user under the age of 13, we will delete such information from our records.

11. Your Data Protection Rights (GDPR/CCPA Compliance)

If you are a resident of the European Economic Area (EEA) or California, you have certain data protection rights under the General Data Protection Regulation (GDPR) or California Consumer Privacy Act (CCPA). Depending on your location, these rights may include:

  • Right to Access: You have the right to request copies of your personal data.
  • Right to Rectification: You have the right to request that we correct any information you believe is inaccurate or complete information you believe