About Us

Who We Are

PacFi was born on the open road, founded by a team of former freight drivers and brokers who knew firsthand the grind and frustration of waiting on payments. Experiencing the inefficiencies and high fees of traditional factoring services, we saw an opportunity to create something better.

We set out to build a company that truly supports the hard-working carriers, owner-operators, and brokers who keep goods moving. At PacFi, we believe in putting cash back in your hands—quickly, transparently, and without the hassle. We’re here to simplify the road to reliable cash flow, so you can focus on what matters: growing your business and getting the job done.

Why Us?

At PacFi, we know the difference fast funding can make because we’ve been there ourselves. Unlike traditional factoring companies, we’ve built our services around the real needs of freight businesses. We’re committed to giving you more control over your cash flow with quick, straightforward funding, fair rates, and no hidden fees.

Our team understands the urgency of getting paid on time and the flexibility required to keep your business moving smoothly. With PacFi, you’re not just getting a financial service; you’re partnering with a team that truly understands the road you’re on.